Yes, you can buy Visa gift cards with a credit card online through Visa and at some stores. Retailers such as Walmart, Staples, and Target allow people to buy Visa gift cards using a credit card, while others, like the grocery chain Giant, only let people buy Visa gift cards using cash or debit cards.
Some stores may not allow gift cards to be purchased with a credit card because they frequently had people buy gift cards with counterfeit or stolen credit cards. You should check beforehand with a store to see whether a credit card payment is acceptable when buying a gift card.
Yes, it is possible to buy a Vanilla Visa with a credit card, but it depends on the type of the card you want and where you decide to buy it from. More specifically, there are two types of Vanilla Visa cards:
The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It's also perfect for people of all ages. You decide how much money to give; they decide where to spend it.
The Visa Gift card is a prepaid card welcome everywhere Visa cards are accepted. Visa Gift cards are loaded with a set amount of funds and can be used for multiple purchases for as long as value remains on the card. Giving a Visa Gift card puts the power of choice in the hands of your friends and family.
The activation process is determined by the provider of your card, so you will need to follow the instructions provided with your card. Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some Visa Gift cards must be activated by the recipient before they can be used.
Look for the initial balance in the card materials that come with your card at the time you receive it. These card materials provide important information, including the terms and conditions for using your card, so please read them carefully before using the card. If your card does not come with these materials, you should contact the financial institution that issued the card. Most issuers also offer web site access, a toll-free number, or instructions on the back of the card.
Yes. You can use your Visa Gift card anywhere Visa cards are accepted. Just always ensure that the remaining balance on your card will cover the amount of your planned purchases. If the remaining balance doesn't cover the entire transaction, let the merchant know how much funds you have remaining. The merchant may split the transaction and allow you to pay for part of the purchase using your Gift card, and then the remaining part of the purchase with another form of payment such as credit, debit or cash.
In case you need to return any items purchased with your Visa Gift card, be sure to save your Visa Gift card even after the balance is depleted. You will be asked to present this card when returning items purchased with the card. If the merchant's return policy allows for refunds, the value of the returned goods will be credited back to the card within three to seven business days of the return.
For example, you can use this card to pay bills like utilities, food, and housing costs. Simply enter the information when making a payment and the items will be deducted from your Visa gift card balance. You can also use it at stores like Walmart, Home Depot, and your local supermarket.
Want to get rid of your card altogether Visit sites like Prepaid2Cash and CardCash to liquidate prepaid cards. These sites can transform prepaid cards from Visa, MasterCard gift cards, and cards from other leading merchants like Best Buy, Nike, and Target, to name just a few examples.
Another way to convert Visa gift cards to cash is to buy a money order. Simply visit the post office or banking kiosk, purchase a money order, and then deposit that into your checking account or use it to pay for a certain item.
Some consumers like to get creative when using Visa gift cards, and flipping products is one way to generate cash. For example, you could buy low-cost items online with a gift card and sell them on sites like eBay and Amazon to make a few bucks.
Some people also convert Visa gift cards to PayPal wallets or Venmo wallets for flexible online usage. Transferring money to a digital wallet can provide greater flexibility when making online transactions.
Using a Visa gift card can be a great and savvy way to pay down credit card debt. Let someone give you the gift of lower interest payments and debt-free living. Simply link your prepaid card to your credit card and pay whatever you wish from the remaining balance.
If you're not a fan of credit cards, can't get credit cards because of poor credit, or just want to give a versatile, useful present, Visa gift cards may be the ideal solution. Most Visa gift cards work exactly like a prepaid Visa debit or credit card, except that Visa gift cards don't affect your credit score and cannot be reloaded with more money later on.
Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.
Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.
The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.
Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.
As a side note, buying gift cards from small businesses can also be a helpful move if you are looking for a way to help small businesses recover from the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.
Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.
You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.
The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.
The Blue Cash Preferred Card from American Express lets you earn 6 percent back on up to $6,000 spent at U.S. supermarkets each year (1 percent after that), 6 percent back on select U.S. streaming services, 3 percent back at U.S. gas stations and on transit and 1 percent back on all other purchases. You can also earn a $350 statement credit after you spend $3,000 in purchases on your new card within the first six months. A $95 annual fee applies.
Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each account anniversary year.
Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.
It makes perfect sense then that gift cards, and prepaid cards in general, have long been the fastest-growing non-cash payment type in the U.S. Still, much loved as they are, gift cards are not exactly risk-free.
Many Visa gift cards are activated at the time they are purchased and ready to use. However, if your card requires activation, you will usually see a sticker with instructions and a toll-free phone number to call.
In a brick-and-mortar store, you would just slide or insert your gift card to pay. For an online checkout, you would enter your Visa gift card number, expiration date and CVV in the appropriate form field, as you would do with any other card.
Before using the card, store its information in a safe place, in case your card is lost or stolen. Sign the card on the back signature panel. It is also a good idea to register the card with the issuer, where available.
When you make a purchase, ensure that you know the remaining balance on the card, then select credit and sign for your purchase. Note that the debit option requires a PIN, in order to work. If your card does not come with a pre-set PIN, you will have to set one prior to making the purchase for the debit payment option to work.
Every time you use your Visa gift card, the purchase amount is deducted from the available balance on the card. You might want to keep track of your purchases and know your remaining balance, before making a payment, to ensure that your card will be accepted. 781b155fdc